Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tina

Great service

Nationwide Pet Insurance is well worth the price, claims are processed and money deposited quickly. I have not had one issue with Nationwide. The only thing I don't like is having to claim the refund before it is deposited. I was overseas on vacation and not checking emails daily, and almost forfeited the refund. Once the claim is in, the money should be deposited without further actions on our part.
5

out of 5

POSTED: | BY: Cassandra

Great experience so far with Pet Insurance

I've had a really good experience with my pet insurance so far. I've called a couple of times with questions on my policy and the support team is very friendly and helpful. The reimbursements for claims have been an easy process and have come quickly after the claim has been submitted.
3

out of 5

POSTED: | BY: Liz

slow pay for submitted claims

jumped $300 in one year for insurance now that my dog is older--that seems ludicious for an increase
5

out of 5

POSTED: | BY: Jeff

Thank you, you folks are great!

You have been easy to work with and the price is competitive. Well worth it. Claim times have been well within reason. Thank you.
5

out of 5

POSTED: | BY: Sonja

Very Pleased with Service

Was hoping to never have to use my pet insurance for anything other than preventive exams but unfortunately, I got tossed a curve. Lexi successfully got through surgery and is healing! I am grateful for this insurance. It has made caring for Lexi much less stressful. The ease to submitting claims and the quick turnaround times on claim payment has been wonderful. Glad to have Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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