Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Peter

Easy convenient awesome

Easy convenient awesome. Highly recommended.
5

out of 5

POSTED: | BY: Marc

Very happy with insurance. The 1st few claims took longer to process but recent ones have been posted in a timely manner.

Customer service has always answered and explained processes/questions.
5

out of 5

POSTED: | BY: Maria

Great for us!

I would definitely recommend Nationwide pet insurance. It has helped us with our baby’s vet bills.
3

out of 5

POSTED: | BY: Christopher

Not great.

The way Nationwide gets out of paying for most claims is labeling them under the "Exclusions" or "we will not pay for diagnosis or treatment of any pre existing condition. A pre existing condition that began or was treated 12 months before the effective date of this policy􏱅􏰶􏰳􏱂􏰶􏰳􏱀􏰀􏰽􏱀􏰀􏰼􏰽􏱂􏰀􏱂􏰶􏰳􏰀􏰱􏰽􏰼􏰲􏰷􏱂􏰷􏰽􏰼􏰀􏱅􏰯􏱁􏰀􏰲􏰷􏱁􏰱􏰽􏱄􏰳􏱀􏰳􏰲􏰓􏰀􏰲􏰷􏰯􏰵􏰼􏰽􏱁􏰳􏰲􏰀􏰽􏱀􏰀􏱂􏱀􏰳􏰯􏱂􏰳􏰲􏰕􏰀􏰘." What good is having a pet insurance policy if they keep denying claims because of so called "pre existing conditions" that they decide were there, even though they were not. How convenient.
5

out of 5

POSTED: | BY: Walter

Thankful to have Nationwide on my pet's side!

So thankful that we have Nationwide to reduce the stress related to caring for our wonderful dog. We didn't think twice about what decision to make.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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