5
out of 5
POSTED: | BY: Dawn
Easy to file a claim
Easy to file a claim, response is fast. Payment is quick.
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,563
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Lisa
Quick response and completion of claims
Quick response and completion of claims
4
out of 5
5
out of 5
POSTED: | BY: Devin
Easiest claims process
Easiest claims process, easy to work with and they payout directly to you quickly.
Highly recommend.
2
out of 5
POSTED: | BY: Alec
It has been a disappointing…
It has been a disappointing relationship. From being told that our puppy would be covered from their first vet visit, to being denied benefits for pre-existing conditions (how can a puppy have a pre-existing condition?); to learning that the discount we were being offered wasn’t even competitive with market rate offers outside of our group coverage - it has been a deeply disappointing experience with MetLife.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!