MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: David

Don't go there!

Whatever you do, do not pick MetLife! They are a total scam. They will find ANY reason, no matter how absurd to call EVERYTHING a "pre-existing condition". The latest, and amongst the worst is that MetLife claims to cover tooth cleanings. We just had our dogs teeth cleaned, and the only thing the MetLife covered was the antibiotic she was sent home with! Apparently her having teeth is a "pre-existing condition", despite MetLife claiming to cover tooth cleanings! EVERYTHING with these scamsters is a battle! Do yourself a favor and try to find an honest insurance company like I'm going to have to!
5

out of 5

POSTED: | BY: Dana Schultz

It was easy to navigate and get signed…

It was easy to navigate and get signed up! I had my late dog insured with MetLife also and I always had the best experience with them!
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5

out of 5

POSTED: | BY: Heather Corson

Excellent coverage for a great price

Excellent coverage for a great price, and claims and reimbursement are quick and easy. Highly recommend!
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1

out of 5

POSTED: | BY: SLP

Unfair claim denial

A recent claim was rejected claiming it was for a pre existing condition which clearly it was not (medication that was prescribed following a recent injury which caused GI issues). It was to treat those issues - nothing to do with past GI.
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5

out of 5

POSTED: | BY: Richard Champion

Easy to use

Simple and easy ti sign up. Affordable rates
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Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

MetLife Pet Insurance detail
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!
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