MetLife | Pet Insurance Review

Couldn’t be easier, how it should be. Claim filed and paid within a week.

MetLife pet insurance is comprehensive and easy to use. I upload an itemized bill from the vet and MetLife reimburses me shortly after via Zelle direct to my bank account.

I’ve had a mixed experience with MetLife Pet Insurance so far. While I appreciate the ease of submitting claims and the overall clarity of the policy documents, I encountered a frustrating issue that has yet to be resolved. I recently submitted a claim for an emergency vet visit, and one of the charges (a critical care exam) was approved but not applied toward my deductible. Because of this, I missed out on a reimbursement I should have received for expenses that exceeded my $500 deductible. I've contacted customer service to review the claim, but it's disappointing that such an error occurred in the first place — especially when you're dealing with the stress of a sick pet and unexpected costs. I hope MetLife can improve the accuracy of claim processing and make it easier for pet parents to resolve discrepancies quickly. Until then, I recommend checking your Explanation of Benefits closely and reaching out if something doesn’t add up.

Quick turn around. I love that you cover things most companies do not.

Expenses submitted are quickly paid out. Easy to work with. Easy to track.