1
out of 5
POSTED: | BY: Patrick Wilson
I’m not sure why I continue to pay for…
I’m not sure why I continue to pay for this when they cover nothing
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Stephen Diefenderfer
Every Pet Owner Needs This
It's very easy to file a claim and the reimbursement has never taken longer than 10 days. If only human healthcare insurance companies were as efficient as this!
5
out of 5
POSTED: | BY: PizmoPatrick
Claims are easy to submit
Claims are easy to submit, are processed promptly and communicated along the way to finalized results.
5
out of 5
POSTED: | BY: Sally Briones
You are very prompt in processing and…
You are very prompt in processing and reimbursing the claim.
3
out of 5
POSTED: | BY: Longtime customer
Slow on reimbursement
MetLife used to be incredibly fast for reimbursement. However, that is no longer the case. We’re usually left waiting around 4-6 weeks before we see any movement in claim status on the app/reimbursement.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!