MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,561

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Kaurina Niznik

So easy!

Working with MetLife is so easy there's no hidden fees and everyone you speak with is so kind and ready to help
5

out of 5

POSTED: | BY: Brian Wright

It was easy to use and quick quote!

It was easy to use and quick quote!
1

out of 5

POSTED: | BY: Kellie Czajkowski

Denied for a new issue

My dog was seen for an issue with his larynx. Met life decided that he has tracheal collapse and that is the issue of course they say it's pre-exisiting (IT'S NOT). I appealed they denied it then tell that I can submit a second appeal for $85 an hour out of my pocket. When I ask for a full refund because they aren't holding up their end of the deal they refuse because I had the "option" of using the insurance for other things during that time which I did NOT use and suggested I take my animal to the vet for something else that they will cover (and most likely deny).
5

out of 5

POSTED: | BY: Juan Zamora

It was not easy and straightforward

It was not easy and straightforward
1

out of 5

POSTED: | BY: Lauren

HORRIBLE nightmare

they refuse to reimburse us a single dollar, even with my VET WRITING THEM A DETAILED LETTER. i filled out all the forms, appeals, emails, phone calls - metlife pet insurance has easily been the worst insurance experience of my entire life.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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