MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,561

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: Lauren Bent

Worst insurance experience of my life

Worst insurance experience of my life - including car, pet, home, health - you name it. I have actual vitriol in my soul for this company. They have refused to give us a single dollar & I've been fighting them (WITH MY VET! my vet even wrote them a detailed letter for our appeal) for months, including emails, calls, forms, etc.. THE WORST decision I've made in years was signing up for them; I've spent hundreds on the monthly fee, then got thousands in vet bills from my cat's disease bills, & they are causing me nonstop paperwork for $0 reimbursement. I cannot stress enough what a horrible nightmare this has been.
5

out of 5

POSTED: | BY: Timothy Croft

Easy to understand and navigate

Easy to understand and navigate. Simple to understand and complete.
5

out of 5

POSTED: | BY: Becky Altemus

Great rate

Great rate, payroll deducted so all is well.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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