5
out of 5
POSTED: | BY: customer
Communicated what was missing from my…
Communicated what was missing from my claim to get it processed
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,561
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Judy Parker
It is easy to file claims and payments…
It is easy to file claims and payments are processed quickly and it goes right into my bank account. Couldn’t be easier.
5
out of 5
POSTED: | BY: Emily Guerrero
The process did not take long
The process did not take long. Very thorough and helpful.
5
out of 5
POSTED: | BY: Guadalupe Castro
No hassle at all
No hassle at all, simple and straight to the point with reasonable coverage, I wish they would cover more and I wish I could use the insurance at the time as needed instead of getting reimbursed.
5
out of 5
POSTED: | BY: Carolynn Quinones
Easy!
Great experience! It was so easy to switch from Spot insurance to Metlife! No regrets!
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!