MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,567

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Kathleen U

I highly recommend MetLife Pet…

I highly recommend MetLife Pet insurance. Claim process is straight forward and efficient. Gives me peace of mind.
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5

out of 5

POSTED: | BY: Majida Daniel

So far it has been so easy to manage…

So far it has been so easy to manage submitting invoices on the app and we get our money back with no hassle or headaches.
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1

out of 5

POSTED: | BY: Olivia

Doesn’t cover ANYTHING

My cat had emergency surgery. I submitted a claim and they said it was pre-existing. I went back to the vet and they gave their notes listing why the surgery was definitely not for a pre-existing condition. It was for a foreign body exploratory abdominal. MetLife denied the appeal! I was told my only other option was paying $85 PER HOUR for a third party review of the claim. This insurance is TERRIBLE!!! DO NOT GET THIS INSURANCE ! It is a scam, I got this insurance so I could be with a peace of mind and get my pet the surgical care he needed. I was told by the vet that night that he could die without this surgery. I have no idea what I’m paying for at this point if it doesn’t cover ANYTHING during times of emergency.
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5

out of 5

POSTED: | BY: Doug Fields

It was straightforward and easy to…

It was straightforward and easy to upload my claim. the claim was processed quickly
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5

out of 5

POSTED: | BY: Haley

Site is easy to use to submit a claim

Site is easy to use to submit a claim. Claims are also processed quickly and received in a timely manner manner
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Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

MetLife Pet Insurance detail
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!
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