ManyPets | Pet Insurance Review

4.6

out of 5

Number of reviews 2,416

ManyPets offers customizable pet health insurance for accidents and illnesses, with an optional wellness plan for routine and preventative care, for both dogs and cats. It is currently offered in 40 states with plans to expand to more. ManyPets is underwritten by Accredited Surety and Casualty Co.
5

out of 5

POSTED: | BY: Jennifer

Everyone I spoke to was very…

Everyone I spoke to was very knowledgeable and respectful. They guided me through the process wonderfully.
4

out of 5

POSTED: | BY: Linda

an affordable pet insurance

I ahve been looking for an affordable pet insurance for my dog. We'll see how this one goes. My dog has a preexisting condition and I am not expecting much. I wish that everything would be covered.
5

out of 5

POSTED: | BY: customer

Quick and easy sign up good options for…

Quick and easy sign up good options for my dogs good prices
5

out of 5

POSTED: | BY: Tony

The representatives were very helpful…

The representatives were very helpful and informative. The claim process was confusing at first several requirements were necessary I was not aware off
4

out of 5

POSTED: | BY: J.C.

Super pleased

Super pleased! I spent literal weeks researching basically every company and was completely overwhelmed. Ultimately, I decided to go with ManyPets for my two new kittens, Lux and Boy. Boy went to the vet one week ago for his next vaccine and a general check up since leaving the shelter. We did a fecal and his fecal came back positive for roundworm and hookworm. I wasn’t sure any of this would be covered but I decided to submit it anyway so that st the very least, they would begin to compile his complete medical history. I submitted the documents on a Tuesday afternoon. Today, Thursday, around 2:30p, I got an email that my claim was approved! I was genuinely shocked - I didn’t expect to hear back so quickly or honestly that they would approve anything. They ended up covering everything but the cost of his vaccine. Of course, I had a deductible, so I will ultimately only be getting about $13 back, but now I know for the rest of this policy year, his deductible has been met and my reimbursement will kick in. Now, some negatives, which is why I removed one star. There is no app, which isn’t very convenient. You have to do everything on your computer or on the mobile website. Once you submit the claim, although you do get an email confirmation, it doesn’t show anywhere on your account page. Now that my claim has been approved, it still is nowhere on my account. The explanation of benefits they send is helpful as an overview, but it doesn’t really detail why things were rejected. IE $37 of my bill wasn’t covered, but instead of saying specifically why, it just said it wasn’t covered for one of the below reasons, and listed said reasons. I knew what it was so no big deal, but I can imagine for lengthier bills, that section should be a little more robust. I also wish there was an option to pay the full year up front. All that said, I’m feeling very happy with my choice to go with ManyPets. My friend already signed her dog up, too!

Monthly Cost

Varies by pet location, age, and breed

Coverage

Pet Accident and Illness coverage and offer a non-insurance wellness product.

Payout Limits

Unlimited limit less any applicable annual deductible and per claim co-pay.

Deductible

Deductible options vary by state and pet age. Common deductibles include $0, $100, $250, $500, and $750

Age Limits

Pet must be at least 8 weeks old or younger than 14 to purchase. No age cap on renewals.

Waiting Period

15 days for accidents and illness.

Exclusions

See Policy section 3
ManyPets is a licensed MGA that is underwritten by Accredited Surety and Casualty Company. ManyPets provides Accident and Illness Insurance for Pets.

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