ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,250

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda

Staff were very professional and nice

My precious had gone blind went to see about it. My regular doctor sent me to a specialist. Just told me to get 800.00 or more for tests was in and out in 15 min. Called my insurance to see if I could go to a different doctor and they told me I had the right to go where I wanted. I found a doctor that took an x-ray and told me that my dog would be blind for the rest of her life. But also she had an inflammation through her intestines. and gave me medicine special diet. she is doing good, and I only had to pay 325.00 instead of over a thousand. ASPCA was there for me.
5

out of 5

POSTED: | BY: Judy

Thank goodness for pet insurance!!!!

Our youngest lab has had idiopathic head tremors since she's been two years old. After she turned six she had a full blown seizure which involved more extensive testing. Nine months later she had a second fullblown seizure at which time they diagnosed her as epileptic and we started her on seizure meds. Her internist noticed slight elevations over the years in her ALT enzyme and recommended a liver biopsy to rule out Copper Toxicity. Her recent pathology from the liver biopsy confirmed she suffers from Copper Associated Hepatopathy. We've started treating her with meds that will hopefully reverse this and possibly her seizures will resolve.. We are hopeful that this may have always been the underlying illness. Thankfully since we have pet health insurance we don't think twice about taking our dogs to the vet for treatment and in this case we have hopefully given her the chance to live a full long life!!!! We love our dogs soooo much!!!!!
5

out of 5

POSTED: | BY: Patricia Pantazis

ASPCA Pet Insurance has been very …

ASPCA Pet Insurance has been very helpful with finding the right coverage for my pet who has several issues. They check with me vi phone call to see how he's doing and if they can help in any way. I appreciate this courtesy.
5

out of 5

POSTED: | BY: P.

Allergies in Cats Are Difficult to Treat!

My rescue kitten started to develop allergies at 9 months old. Fleas, foods, dust mites and other things were suspect. Her mouth sores and paw pad sores are under control now with medications and grain-free foods. This is a chronic problem which will most likely keep re-occurring through-out her life. Thanks to ASPCA Pet Insurance, I can continue to provide her with the required veterinary care to live a good quality of life.
5

out of 5

POSTED: | BY: Loretta Hummel

this company helped us when we lost …

this company helped us when we lost Mickie last year now that we added another pet this past month we are looking forward to the same continued coverage we received with our other dog Mickie.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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