ASPCA | Pet Insurance Review

4.4

out of 5

Number of reviews 12,254

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Debbie

Thank God for ASPCA

Got this insurance cause my 1.5 year old puppy kept running out. Shortly after purchasing the plan, took my dog to the vet for swollen glands. Turned out he has lymphatic cancer. My vet,and the oncologist said it was terminal, but treatment would grant us a few more months with our puppy. If I didn't have insurance, I would never have treated him, cause the cost way over what we could afford.The cancer is now gone and oncologist is very pleased. ASPCA never questioned. All expenses have been paid with the exception of the nominal copay, considering he should not be here with us. Payment is fast and easy. Thanks to ASPCA I have my boy with our family.
4

out of 5

POSTED: | BY: rejin

pet insurance

Thank you.
5

out of 5

POSTED: | BY: Shannon Canfield

Customer

ASPCA has been fabulous in providing wonderful pet insurance! They care about my pets.
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5

out of 5

POSTED: | BY: Irma Mullin

I give you A5 star for an excellent …

I give you A5 star for an excellent respond to my claims and yes I would recommend you two other pet owners. It's good to have an insurance that cares and you can trust that your pet is taking care of. It's a good insurance to have.
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5

out of 5

POSTED: | BY: Erin Martin

They have been great

They have been great. Handles claims very fast. And always calls to check on pet. They answer questions very well. When even I bring another pet into my family I will get another policy. It really is worth it.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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