ASPCA | Pet Insurance Review

It was easy to use the web site. Only problem was that my cats condition was not listed.

I've had this insurance for a few months. My dog came down with a cough which warranted a vet visit. I was asked to upload medical records on here, which I did. Than I was asked again, and I did it again. Than I was asked again, and I did it again. Finally the claim was denied and I can't get ahold of anyone and no one calls me back in order to sort it out. There are 3 copies of the medical records attached to the denied claim. I've written emails, made phone calls, left messages, no one will help. They did cover the dental cleaning though at least.

Getting claims accurately taken care of is as difficult as pulling teeth, if I didn't have so many animals I'd switch to another insurance provider. Only one customer service rep ever helped me, the rest just drug on my issues and did not follow up. I've been trying to get a surgery approved for my medically fragile cat for months, despite 3+ vet recommendations and countless visits they won't respond to me.

I have had the ASPCA pet insurance for over 6 years now, all 3 of my pets are covered. My journey started when Sadie my dog fell ill with a rare autoimmune condition. After visiting my primary care vet, and then transferred to an emergency hospital for a blood transfusion, she began to get better. Needless to say, the bill was extremely high. I am happy to say that the ASPCA insurance covered 90% with no questions asked, and to date several years later my cat had to see a specialist for a cancer scare, again the bill was high and the ASPCA insurance covered it with no questions asked. All I had to do in both cases and submit all my paperwork and it was very smooth. I will continue to work with this insurance company.

Claim was processed quickly. Very easy to submit claims.