Pets Best | Pet Insurance Review

I haven't been overly pleased in my latest experience as I had to chase a lot of it. I feel like I did all the work and nothing was done on their end. This had to do with chasing reimbursment.

I have two pets insured with PetsBest. The only reason I chose 2 stars over 1 is because one pet's claims process has been smooth, however the other pet's claims process has been a disaster. You'd think one pet's good experience helps, but it doesn't. It only emphasizes how horrible the disparity is in the experience I'm having - and how wildly inconsistent the quality of adjusters. My pet's claim has been going on for 52 days. I'm currently in the appeal process and PetsBest is asking for information they already have in the file, I can see it from the customer portal. They are threatening to close the appeal if information is not received within 15 days - again, they already have this information! Also they cannot calculate time periods. They asked for records dating back 18 months, which in my case would be 8/11/2023, but the date they are stating in their emails is 6/1/2023. Seems like they're going for a "Gotcha! We didn't receive the necessary information". But this is also erroneous; I can see records in the file dating back to 2021. Talking to Customer Care representatives is like talking to a brick wall. I receive incorrect and unhelpful information. Talking to a supervisor was not better, empty apologies with no escalation of the issue. I never receive email replies from customercare @petsbest.com. Conversely, I'm drowning in automated emails. If anyone at PetsBest actually cares to receive my feedback and consider improving processes, I have a full log of how my experience is going.

I have been waiting over 3 months for reimbursement on a $1500 claim. But my payments to insurance are NEVER late and I’ve never filed a claim prior. So frustrating when other insurance companies can reimburse much faster or pay the vet directly.

I was pleasantly surprised at the speed with which my claim was addressed. The amount of reimbursement was a nice surprise. I should have purchased pet insurance years ago but it’s really never too late.

"My dog incurred 2 autoimmune disease diagnoses within days. It was scary and the bills kept coming in even in the diagnosis phase. Pets best was very responsive and when I have submitted claims, they paid back right away directly to my Care Credit account, as requested. I really am glad to have had this for my fur baby."