Pets Best | Pet Insurance Review

I have had for Pet's Best for our 2.5 year old dog for almost two years. We have the wellness plan included and have used it easily. It is very user friendly to see what is eligible and how to submit. I like the updates sent by email during the claim the process has taken about a week from start to being reumbursed for eligible costs.

ridiculous and unrealistic wait times to get your money . One time it took over 3 weeks for my claims to be settled. Said they got a new system but I am still waiting for a decision on a claim from 12/23 .

Near the end of November, our dog started to get sick. We took him to the emergency room and to the regular vet with no clear diagnosis. There was suspicions but nothing concrete and things just kept getting worse. It was over a month of panic and anxiety trying to figure out what was happening, a total nightmare. Finally, we found out that he has congestive heart failure. It was so much to deal with, his illness, his episodes, our emotions dealing with it all. However, the one thing we didn't need to stress and worry about was how much we could afford to pay for each emergency or vet visit because Pets Best was there for us.

I like the service, it’s very easy to file a claim. I hate that you say my dog has all kinds of pre existing conditions that you don’t cover with the amount that I pay for her. Also, the claim took longer than usual this time but that may just be because of the holidays.

I cannot speak higher of an insurance company. Pets Best Accident and Illness plan is AMAZING. They have saved me 1000s of dollars in just the first year and a half of my dog Ruthie being adopted into the family. They have great communication, various options for coverage and amount limits. I have the unlimited, 90% reimbursement after my $250 deductibe and it is worth every scent. They are an extremely fair company that does not look for ways to not pay. In fact, I have never had an accident or illness denied, even when my bill was over $1000. Ruthie was a rescue with complete unknown history, so even at 2 years old, they took her as no pre-existing conditions. She came with to me with worms, which I disclosed, and they said since it was short term and curable it did not count as preexisting and they would cover it. It meant a lot because I have heard of insurance companies denying things like that as preexisting conditins with other species of animals (exotics). Pest Best is timely. For most claims, they will get back to you within two weeks. If there is something they need more information or is a complicated or larger amount, they may take 3-4 weeks processing it. They always strive for two, so if they ever take longer, Pets Best will email you letting you know they are still working on it. They will also email you when your claim is fully processed. Once you are issued a certain amount they say it takes 5-7 buisness days to recieve it, but I have gotten mine frequently in 5 or less days. Their customer service is awesome. They are extremely polite and helpful. The app is really easy to use. Also, they have a vet line as a part of my plan and I have used that. It saved me a vet visit and calling poison control. It is free. My impression is that Pets Best sees you and your fur child as beings and not numbers. I never feel judged if I call about my dog doing something like getting into chocolate and then suddenly I need help submitting the claim. Ruthie has had a lot of unexpected health problems and accidents, and I don't know what I would have done without them. They are straight forward, honest, and caring. What they say they cover they do. They will help explain the reimbursement amount and decisions too if you call. They give me the peace of mind that I can treat my dog with top care, which has already saved her life more than once. If you are looking for a great company, please consider them. I recommend them to all my friends and family!