Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michael

Great Company, Great Service!!

I no longer have to consider the care of my Dog as a financial decision. During a recent Vet visit, the Vet recommended two different tests to diagnose the skin problem our dog, Lucy, was having. In past years, I would have weighed the cost and chosen the lesser expensive test to minimize the expense. Now I can decide with my Veteranry Professional, the best course of action because we know we are covered. Claims are easy to file and the response time is excellent. I could not be happier with Nationwide and I recommend this insurance to all of my friends.
4

out of 5

POSTED: | BY: Rena

NOT BAD, BUT EXPENSIVE

They are pretty quick with reimbursements. You have to pay attention to their list of covered diseases and surgeries. My policy has a maximum amount per year per disease, but they did pay up. I have an old policy with 100% reimbursement after i meet the $500 deductible. I doubt they offer such a policy any more.
5

out of 5

POSTED: | BY: Kathy

Simply the best

I originally took this policy out to cover any emergencies that might occur. My dog was diagnosed with allergies and is required to take daily medication in addition to twice yearly blood work. I'm reimbursed up to $600 per year. This was a great help to us. Claims are processed quickly and customer service is very helpful and friendly when you call them. I wish my own insurance was this efficient
2

out of 5

POSTED: | BY: Linda

disappointed in VPI since it became Nationwide

My sheltie was attacked by a pitbull and had 3 surgeries. The bill was over $5,000. VPI only paid $1,295!!! Really??
4

out of 5

POSTED: | BY: DeeDee

Satisfied Customer

Have had my policy for 8 years now and they have paid and not paid. Most disappointed in the large claim they did not pay for a kidney removal on my dog at the age of three. They called it a Congenital Defect even though she showed no signs of a kidney problem and we only found it while trying to determine back pain. We fought and fought the claim to no avail. They wouldn't budge on their decision.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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