Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Melissa

Not worth the cost of the policy

I had this insurance for about 8 years and would have done better setting the premium aside to pay for medical expenses. When Lisa got really sick with a liver disease, they only paid 1/4 of the total cost of treatment for my cat. They have a set amount for the treatment of the illness ($135) which is to cover exam, medication, any procedures, etc. They only pay for testing/bloodwork once for the illness. They discount the allowable charges to an extreme. In the end, they pay just a small fraction of the cost for diagnosis and treatment of any major illness. Don't waste your time or money with this insurance.
2

out of 5

POSTED: | BY: Robert

Nationwide is not on your side

Like others here, I have seen VPI change for the worse since it was acquired by Nationwide. I don't even bother to submit routine claims anymore... they always find some excuse not to pay them. I'm here on the site to find something else.
5

out of 5

POSTED: | BY: Anonymous

Thank God for Nationwide pet insurance!

Our dog just went through a terrible life threatening ordeal. By that I mean we almost lost him. Its too soon to even talk about it but I must say that Nationwide a has been with us evry step of the way. And its not over yet. But with the phone support and quick claim please payments an absolutely horrendous ordeal was made a bearable. Thank you Nationwide. When this whole ordeal is over I will write a better review, just know that they are worth every penny and really a necessity in my opinion. Thank you Nationwide
1

out of 5

POSTED: | BY: Terri

WASTE OF MONEY!!!!!!

Obviously based on these reviews, I'm not the only one disgusted with this company! I've been a policyholder for 8 years and when I needed the coverage the most, VPI paid next to nothing! I would have been better off putting my premium in a savings for future medical bills. This company is a complete joke and I guarantee I will spread the word to everyone I know, I work for the largest roofing company in the US and I promise to let everyone know about my experience. I couldn't be any more disappointed. If you buy a policy with VPI, you are a fool!!!
5

out of 5

POSTED: | BY: Dan

Thank God for Nationwide

Being on a fix income it sure helps out with my baby girl Cutie Pie on Vet bills
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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