Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Malka

Wish my own insurance was this good!

When we got our kitten I hesitated about getting pet insurance. Our vet recommended Nationwide and I'm thrilled that we listened to her. Getting Nationwide pet insurance has already paid us back and I feel more comfortable having it. What astonished me is how efficient you are and how quickly you both acknowledge when a claim is submitted and how quickly you issue the reimbursement. I wish I were a cat so I could be on your plan. By comparison my family health care plan stinks. Nationwide could teach a thing or two to the human health insurance world.
5

out of 5

POSTED: | BY: Kathryn

Very easy with the new ap

I will say, with the association with VitusVet, this was the easiest claim ever. Well done, team!
3

out of 5

POSTED: | BY: Polly

Reimbursement

While I appreciate that there is insurance to begin with, and that I normally have no issues with Nationwide, there are times when their reimbursement policies are out of line.
5

out of 5

POSTED: | BY: Sam

Longevity

Excellent service. Thanks for asking about our pets health
5

out of 5

POSTED: | BY: Kelvin

Timely reimbursement

Timely response and reimbursement.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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