Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Paula

I have found that Nationwide has been very good about coverage of claims for Fanny Rose.

Customer service at Nationwide has been very good. Coverage of claims for Fanny Rose has also been excellent. I take good care of my dog, feed her healthy food, exercise her, brush her teeth , pay out of pocket to have them cleaned non anesthetically 4 times per year....and do my very best to insure her good health at age 8. So when she does have health issues I'm very grateful that Nationwide steps up to cover a large part of them.
5

out of 5

POSTED: | BY: Linda

Your e-mail confirming receipt of claim assigns a claim number but adding treatment date to that would be immensely helpful.

Reimbursement for claims takes too long although coverage for well puppy and major medical seems to be thorough.
5

out of 5

POSTED: | BY: Roger

Nationwide Pet Insurance is Great!

We have two Basset Hounds with policies. They are 6-year olds and are brother and sister. They have been insured with Nationwide for about five years since Nationwide (then VPI) became available to me as an employee benefit option. I am since retired but have maintained the coverage. The coverage is great, the service is quick, and my wife and I are very happy with Nationwide.
5

out of 5

POSTED: | BY: Kristen

Another good experience.

I submitted a claim for both the Wellness Plan and Major Medical. As always, the claims were easy to file and the payment was in my bank within a couple of weeks. One was for a vet visit related to an acute issue, the other claim was for monthly heartworm pills we give our puppy. The forms are easy to fill out and it is clear what documentation is needed. The policy handbook spells out clearly what will be covered, what won't be covered and what the payment will be. The website is easy to use as well. I was able to check on the status of the claim. Pet insurance is always a gamble but both of my dogs have had major surgery and most all of the costs have been covered. I find that Nationwide has been easy to work with.
5

out of 5

POSTED: | BY: Matt

Great service

Easy to file a claim and prompt responses

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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