Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: nancy

Takes a long time to get payment from you!!

I have been with VPI for 11 years with my two cats. Prior to you taking over the program, my re-imbursement was within a few days. With you, it is always close to a month. Also, Dolly is in need of I 131 Iodine treatment, as she is allergic to the medication. When I called to verify that VPI would pay $425, the agent was less than helpful. I am still wondering how the policy works, and I don't think that is fair to me. Our human health has pre-approval--why couldn't she just tell me that $425 would be paid or not. It's not going to affect my decision to do the 131 treatment. I enjoy having the pet insurance, however, I think you could have better customer service. And, I would recommend you to people, as I am not aware of any competition you may have. It comes in handy when something goes wrong with your pet!
5

out of 5

POSTED: | BY:

Took longer to pay claim

Took longer than usual to pay claim. In the past, it has been less than 10 days. This time, it was 30 days. Otherwise, service was great.
5

out of 5

POSTED: | BY: Tammy

Good

The first year with Nationwide pet insurance and it really was great having it.
5

out of 5

POSTED: | BY: Armand

Grat service from Nationwide

Nationwide is super easy to work with and a great team. They are very punctual and constantly let me know of any updates.
5

out of 5

POSTED: | BY: Becky

Nationwide has always paid what the contract says I should be reimbursed.

Nationwide has been great to work with. The only negative is it seems like the claims process takes a long time. However, they have always reimbursed me what I was expecting. I have not been disappointed.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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