Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kelly

I'll never go without pet insurance!

VPI/Nationwide pet insurance is truly a Godsend. We have had their services on both our German Shepherd and black Lab for approximately 5 years now and while our Lab has been healthy (knock on wood), our Shepherd has not. Pet insurance has taken the financial stress off of us so all we have to worry about is getting our fur baby the medical help he needs when the need arises. Nearly every time he has had an injury/illness, Nationwide has been there to reimburse us the majority, if not all, of the cost of his treatment. I will never own another pet without insurance and tell all of my family and friends about Nationwide. I have also had at least four people sign their pets up after telling them about my experience. Thank you Nationwide for all that you do for our family!
4

out of 5

POSTED: | BY: Deborah

Easy and dependable

I was very impressed with the ease of submitting my claim and also the payment. They were clear with me in regard to what/wasn't covered and very fair. I was skeptical in buying pet insurance but wanted to protect myself to some extent in case something happens. I think this insurance works as intended and I'm very happy with how they've addressed my claims so far.
5

out of 5

POSTED: | BY: Frannie

So grateful to Nationwide!

Nakita has had a few symptoms over the fall that might have been troubling. Mostly, lameness in her right front foot. My wonderful vet, heal, was very thorough in getting to the root of this. It turned out to be a foreign body embedded in one of her toes. She also had a skin inflammation and needed to be checked for ringworm . It was negative , and cleared up with some steroidal cream. Today, she is a sweet, silly girl. I am very grateful for my Nationwide Insurance, which allows me to take the best possible care of the dog I love.
5

out of 5

POSTED: | BY: Diana

You are great!

Very easy to submit claims, processed fast, very helpful customer service
5

out of 5

POSTED: | BY: Chris

Great to have some assurance my dogs are being looked after!

The insurance policy I have on Mosconi is beginning to show some headway. Gladly, she didn't have many claims this year so it wasn't until late that I really saw the help the policy offers. Great job!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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