Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: wess

very quick and reliable insurance to help keep my family pets included, safe and able to save money for Christmas

very quick and reliable insurance to help keep my family pets included, safe and able to save money for Christmas, if i didnt have it i wouldnt have been able to get some gifts for my kids for Christmas this is a great benefit i have from work and also to help save my animals that makes us part of the family and the kids love there animals!!!
2

out of 5

POSTED: | BY: Paula

Our claim took WAYYY too long to process

I am happy that we finally got out claim paid, but it took about 6 months. Why???? We pay our premium every month, we provided al of the info you needed in a timely manner and yet we had to wait 6 months. I would expect better from a well known company like Nationwide. We have another claim in now for our other dog. I certainly hope it won't take as long or we will consider taking our business to anther insurance company. Thanks for listening.
5

out of 5

POSTED: | BY: Stephanie

Wonderful

Nationwide has the best benefits going and when I call customer service they are wonderful
1

out of 5

POSTED: | BY: Katie

Unreasonably strict waiting period has cost me thousands

I applied for pet insurance the day I filled out the adoption contract for my newly adopted rescue dog. A mandatory 14-day waiting period was enacted before my policy would be activated. Approx. 25 hours prior to the activation date, my dog experienced a non-volvulus bloating episode, which was not covered, but worse - prompted “gastritis” to be considered pre-existing condition on my pet’s policy. This bloat episode was an emergency, not a pre-existing condition I was trying to sneak into the covered conditions in this policy. I had adopted this dog < 2 weeks prior and could not have purchased a policy any sooner than that day. This was purely a case of bad luck. However, my dog has since had continued GI issues, and none of it is covered due to “gastritis” (such a broad term) being considered a pre-existing condition. I pleaded my case to Nationwide and there was no reasoning with them, no flexibility on their side, nothing- it is still considered a pre-existing condition. I’ve since spent thousands of dollars in vet bills on my dog due to this and am still paying premium costs on top of it in order to maintain my policy. I’m incredibly disappointed about my experience, and feel genuinely unsupported by Nationwide. I make sure to tell everyone I discuss this with to avoid Nationwide insurance for their pets.
5

out of 5

POSTED: | BY: Karen

Fast and prompt

I was pleased with the fast response time and I would recommend it to others

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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