Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Beto

Nationwide is always there for me

I've been using Nationwide to insure my dog Minhoca, and it was a great choice! Nationwide is always there for me when I need, they offer great coverage, no bureaucracy, and I can relax knowing that Minhoca is insured in case something bad happens with her. I have no complaints!
5

out of 5

POSTED: | BY: Joanne

Thankful for Nationwide

I only got pet insurance a couple of years ago after losing my cat of 19 years. We spent nearly $40000 on him o Er the course of his life. When we got a new cat, I decided to look into pet insurance. It has been a blessing to get reimbursed for most of his vet bills and then we are able to pay it forward since we have money coming back. I only wish I had known about it when Charlie was a kitten many years ago. We could have done so much good getting that money back!
5

out of 5

POSTED: | BY: Celia

Good service and family friendly.

I have recommended to other pet owners.
5

out of 5

POSTED: | BY: Leo

So far it’s been great

Everything is as expected, Bella has monthly puppy checkup appts, the vet submits to you and then the claim is processed. Easy as that.
5

out of 5

POSTED: | BY: Carolyn

Very pleased with service and prompt payment.

Your representative was courteous and professional, and my claim was paid within 30 days of filing. I am very pleased with your service. Chloe is doing great since her veterinary visit. Thank you.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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