Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra

You and your dog need this insurance

Hi there. It's our first dog as a family and I made sure we had her insured from the first day we received our puppy. When she was just over a year old, she got really sick with something she must have eaten. It's like with your child, you worry so much and you don't really think about the cost. The vet's here hit you hard with emergency treatment and I was a bit in shock. I wasn't sure if, what she had, was covered by my insurance but I didn't have time to research that, I just wanted her to get better. Luckily she got better quite fast with the treatment she received. A few days later I sat down and prepared for hours of online claim filing but I was surprised that I was done in less than 5 minutes. It took a bit long to get an answer regarding my claim. But when I finally got the letter and an email that she was covered for the entire amount minus our deductible, I was sooooo happy. Thank you Nationwide!!!
5

out of 5

POSTED: | BY: Cheryl

Always have great service.

I have been using nationwide (VPI) for almost 20 years. They have always provided me with the BEST service!
5

out of 5

POSTED: | BY: Belinda

So glad we have insurance for our pets!

I highly recommend that every pet owner have medical insurance for their pets. Nationwide in particular is a good one to have.
5

out of 5

POSTED: | BY: Jennifer

There when you need it

We are now going through our dogs Second ACL surgery within a 2 months frame. After his first we were pleased with how much we got back and the time frame in which it was processed. After 5 weeks the dog managed to rupture his second ACL and we had to go through the entire process again. While we are still waiting for this one to clear I have no doubt it will go as smoothly as last time. It is such a sigh of relief when you are able to care for your pet the best that you can and react in emergency situations knowing you have help coming. I don't know where we would be if we had to cover both of these at once on our own and it makes us very happy that we can provide for our pet the same way you would any other member of the family.
5

out of 5

POSTED: | BY: Tanya

Another positive experience after the unexpected

Thankful for another wonderful experience with Nationwide. I have never personally taken pet insurance out before as I did not understand how invaluable it can be. I tell everyone I know about this company as they truly do care about my big goon of a Great Dane. Thank you Nationwide for helping to make the claim process easy and always having someone to speak with when needed. Your customer service goes beyond my expectations.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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