Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Betsy

Highly Recommend Nationwide Pet Insurance

Nationwide Pet Insurance gives me peace of mind! After talking to people who have insurance through other companies, I truly believe that Nationwide is the best! Customer service has always been friendly and helpful and my claims are generally processed very quickly. I love the direct deposit option as well!
5

out of 5

POSTED: | BY: Jessica

Easy to work with.

Nationwide pet insurance was easy to deal with. I simply sent in copies of all documentation. Within a month I was refunded. Unfortunately, my dog had an issues with her wound and had to basically have the entire process repeated. Thankful I had pet insurance to help with the cost.
5

out of 5

POSTED: | BY: ASHLIE

Best Pet Insurance Carrier out there!

Nationwide has been excellent for payments and has been very fair. I will continue to use them for Lacie, my miniature schnauzer, and future furry family members! Turnaround time could be a little faster as I typically wait 3-4 weeks for reimbursement to be received.
5

out of 5

POSTED: | BY: Kara

Great customer service, quick reimbursement and very helpful!

I have a very needy dog. NPI has always been so helpful! Their customer service is kind and supportive. They are quick to check and return claims, and they always listen to my questions and concerns! I have and will continue to recommend them to all pet owners!
5

out of 5

POSTED: | BY: Lexa

I received reimbursement in a timely manner.

I’m satisfied with the coverage and knowing that Nationwide is there for the upkeep of my dog’s health as well as for any emergencies.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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