Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karen

WOW!! Support, Response & Customer Care is the Best.

Our 8-yr old dog blew out her knee over a holiday weekend. Emergency reconstructive surgery followed. Nationwide Pet Insurance was very supportive and communicative. We are now +16-wks from surgery, and our baby is rehabbing nicely. NPI has fulfilled their reimbursement commitment promptly and directed us to published articles in order to support rehab. Great partnership between customer and provider! Thank you.
5

out of 5

POSTED: | BY: Linda

Always puts my mind at ease

I absolutely love nationwide insurance. Our french bulldog is like a 2 year old and he gets into everything. Having the insurance has been a life saver! They process the claims and get us reimbursed so fast!
5

out of 5

POSTED: | BY: Katie

Nationwide is an absolute Godsend to a retired schoolteacher!

What comfort it is knowing that my dogs are insured whatever comes our way. On a retired schoolteacher’s budget, Nationwide saves the day over and over. No worries!
5

out of 5

POSTED: | BY: mike

Pretty easy experience

Overall simple claims process. I'd like to be able to email you a PDF of the form rather than fax, though.
5

out of 5

POSTED: | BY: Aaron

Surgery claim

Really impressed with claim response time and delivery. Always tell pet owners about insurance and the importance of it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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