Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Donte

The ABSOLUTE BEST!!!

Nationwide customer service is wonderful, they resolve any concerns that I have in a timely manner. the submitting of claims is so easy and the response is great; along with the explanation of benefits. Thank you so much Nationwide for your services. I thought I would never need pet insurance but I am extremely glad that I chose you.
5

out of 5

POSTED: | BY: Laura

Amazing!!!

Easy and quick-Thank you!
5

out of 5

POSTED: | BY: Emily

So happy I went with Nationwide!

My dog is relatively healthy but we wanted the full wellness package just in case. He hasn't had any complications or many health issues but seeing as it's our first year having him, we are still figuring out where to go for the best care and price. Nationwide has never questioned our decisions and have delivered on their policy. We're so happy with our choice and recommend them to all our friends who are dog parents!
5

out of 5

POSTED: | BY: Kristin

Purchasing a Nationwide Pet Insurnace policy is one of them best financial decisions I’ve made.

So glad I purchased a policy with you.
3

out of 5

POSTED: | BY: ADAM

Waiting until term ends to move elsewhere

Your claims process is overly paper based and hard to understand. Your coverage is limited, with some basic maintenance excluded. You have no app or easy way to check claims status and the website is antiquated.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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