5
out of 5
POSTED: | BY: Linda
Your reimbursements always seem very fair and timely
I was worried when nationwide took over VPI but it seems as good as before. Thank you.
4.7
out of 5
Number of reviews 25,788
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Albert
Financial Blessing
Vet care, like medicare for humans, is expensive and having this insurance lets me make certain I can afford everything Aria and my other cats need to be happy and healthy.
5
out of 5
POSTED: | BY: Paula
Great insurance coverage and especially convenient since the vet practice sends in the claim forms on our behalf.
Great insurance coverage and especially convenient since the vet practice sends in the claim forms on our behalf. Spay costs well covered for our new pet.
5
out of 5
POSTED: | BY: Lee
Soooooo glad we have your insurance!!
When I’m at the vet I talk about how great your insurance is to other customers in the room. So good to know that we will get almost all of that money back. We can feel comfortable about procedures the vet feels are necessary.
2
out of 5
POSTED: | BY: Kim
Still waiting on payments from 2015 - I wish the company Veterinary Pet Insurance had never been bought by Nationwide
This is the first claim paid with any kind of ease. To consider any charges now in 2019 N’wide asked for all vet records since 2014 and the policy was bought in 2015. With N’wide the cost increased, the deductible increased, and the benefits decreased. I can show claim documents dating before N’wide bought out Veterinary Pet Insurance (VPI) and now so u can see the difference. My mixed lab just turned 5 and the price increased by 33% per month to $42. With VPI the monthly cost was only $60/month when my purebred Boxer was 13. Based on the rate increase I can expect to pay $100+ per month when my lab mix is 13.
I am having a bigger issue with the policy for my second lab mix. I have sent every record and bill I have. I have even signed a authorization to release information form so N’wide can request info from the vets. They have yet to pay $0.01 since policy inception in 2015. No payment for his fractured tibial crest when he was young to his emergency vet visit at age 4 due to persistent vomiting. I have received no communication in 3+ weeks. We have a 3rd dog and we will not get pet insurance through N'wide for her
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.