Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris

A Piece if Mind for Your Family Member

This is the first time I have decided to insure my furry kid and while they do not cover every expense, having insurance is a piece of mind and I was able to be more proactive and make immediate vet care decisions knowing I have her insured. As an example she was diagnosed with SARDs after she was insured and they have reimbursed all costs (excluding supplements for whole body health) associated with her ongoing care provided by her vet and her ophthalmologist. It’s easy to file claims electronically and I am going to look into their electronic reimbursements feature.
2

out of 5

POSTED: | BY: Kara

I’m very disappointed in the sudden inflation with Nationwide pet insurance.

I’ve always been a huge fan. I’m very disappointed that my pet insurance has doubled in cost and am considering leaving. I will no longer recommend NPI
5

out of 5

POSTED: | BY: David

service has been great and hassle free

great customers service and coverage
4

out of 5

POSTED: | BY: Terry

betterbthan nothing

I was hoping you would have paid me back more, but anyrhing is better than nothing
5

out of 5

POSTED: | BY: PAUL

WE GOT EXCELLENT SERVICE ON EVERY CLAIM.

EVERY CLAIM WAS PAID PROMPTLY
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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