Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Emily

Submitting a claim was easy, online, and there were no hangups

Submitting a claim was really easy. The personal account page could be formatted much better. Overall good experience. I wish I could check a more specific status of where my claim is in the process without having to email customer service. Direct deposit payment was great; they completed my claim in about 2.5-3 weeks.
5

out of 5

POSTED: | BY: Mari

I can afford the best care for my fur baby because I know Nationwide affords it for us.

Fast, easy, and reliable. Thank you.
5

out of 5

POSTED: | BY: Hilary

Easy breezy

filing claims is convenient, and reimbursements come quick.
5

out of 5

POSTED: | BY: Aryn

Fast, reliable, kind!

Claim reimbursement in the past has taken forever, but I appreciate the speedy approval and reimbursement I’ve received lately! It feels great to not have to worry about how to pay for expensive treatments on a recurring basis. If I ever need to call, I speak with a compassionate animal lover - and not just an insurance company.
5

out of 5

POSTED: | BY: Diane

Great Insurance

Happy with my insurance
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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