Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Angel

Great Insurance with excellent customer service.

I believe the cost is a little too high, but I'm also happy with the insurance I have. Although I spent a lot every paycheck, I'm giving the confidence to go to any Vet and have my costs covered. I'm also extremely satisfied with the customer service provided, and how concerned everyone is about my pet. I will definitely recommend this insurance.
5

out of 5

POSTED: | BY: Gloria

Reviewing part of a claim charge denied & paying it after all

I appreciate the re-review of a charge on a claim denied & then paid.
5

out of 5

POSTED: | BY: Weilin

Thank you for the speedy process

Thank you very much for asking the progress of Nunu's dental procedure. He is doing great and recovered fully. Also, thank you very much for the speedy claim process.
5

out of 5

POSTED: | BY: Rose

Customer service was awesome! Helped explain some confusion with how to file the claim.

There is one area when filing a claim that is confusing. It asks for "Vet diagnosis" - when really it is simply an area to write the nature of the visit - why the pet needed treatment. I wrote the exact terms from the Vet invoice and my claim was initially sent back - "needing a diagnosis". The customer service rep was so helpful - I simply had to write what was going on - my claim was then instantly accepted! YAY!
5

out of 5

POSTED: | BY: Steve

Excellent, Helpful Service

My claim helped pay for 4 tooth extractions, Very helpful with my claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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