Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Kelly

Idiotic coverage caps and things they don't cover

My dog has multiple issues so I'm not sure where to begin. First, when she tore her ACL and can't have surgery because she's undergoing chemo, Nationwide denied her claim for a brace, even though she will never be able to have surgery. This is insane, especially since the brace is 1/3 of the cost of surgery. Second, I don't know why her chemo isn't covered in the entire protocol. This is just also crazy. I don't have much more time with my dog because of her illness, but know that when I get my next dog, I won't be using Nationwide.
5

out of 5

POSTED: | BY: Deana

Peace of mind and wonderful partner in caring for my fur baby!

Claims paid quickly and correctly , no questions asked! So comforting knowong my dog is covered.
5

out of 5

POSTED: | BY: Sherri

Great coverage as we try to make our little girl less anxious

Coverage is great, claim process is easy.
5

out of 5

POSTED: | BY: Lynne

Top of the Line Insurance

I pay a higher premium, so I expect the best coverage & treatment.
4

out of 5

POSTED: | BY: Tanya

Great Customer Service & Easy Claim Filing

Great company! Sometimes I wish they included a few more things on my policy, but overall I’ve been very happy with them.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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