Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Naomi

"BLESSING"

Thanks for your fine care and wonderful assistance with costs to keep my dear, faithful companion, Sasha Rose, healthy. We were just outside for a game of ChuckIt. Please know that I recommend Nationwide Pet Insurance to so many friends and strangers!!!
5

out of 5

POSTED: | BY: Jenny

Good Insurance

We have had Nationwide pet insurance for 13 years now and love it. They always pay their 90%. The claim turn around time could be a little faster, but that is my only complaint.
5

out of 5

POSTED: | BY: Eileen

Fast service

I submitted my claim and had a check in about a week.
5

out of 5

POSTED: | BY: Susan

Wonderful experience, streamlined process and quick reimbursement.

I've had my pet insurance for many years and have always been extremely satisfied with the service and product. If I had any complaints or concerns it would be that as my pets age our annual premium increases substantially. My older dog is not 13.5 and I've had to cancel his policy as it was too expensive. Also so many have multiple pets (I have 3) and it would be nice to see a multi-pet/policy discount.
5

out of 5

POSTED: | BY: Karen

Nationwide gives me peace of mind and always settles my claims quickly.

Nationwide has been great. Claims are settled quickly. I can’t imagine not having insurance on my dogs and I can’t imagine a better company.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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