Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Darlene

Best insurance company with which I have had a policy, whether it be auto, home or life.

I do not recall having any problem with this insurance policy or claims filed. Thanks for being a great insurance company! Too many make the word "insurance" negative. P.S. Emma is all well after all too frequent visits to the emergency room and her vet for various ailments this past summer and fall. Let's keep our fingers crossed for a good, but uneventful, holiday season for Emma.
5

out of 5

POSTED: | BY: Jennifer

So easy

Nationwide has made submitting claims so easy. Pet insurance was a scary thought before actually using it.
5

out of 5

POSTED: | BY: HARRIET

So easy to file a claim

I wish claim reimbursement was just as rapid for us humans. You guys are so quick - within 2 days - sending reimbursement payment. I'm just annoyed about the preexisting condition restriction.
5

out of 5

POSTED: | BY: Herbert

Angel doing OK

Everything went well and Angel is back to herself
5

out of 5

POSTED: | BY: Slurpy

super helpful

it's very reassuring to know that if our dog is ill or injured, our insurance can help defer the costs. thank you.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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