Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: PATRICIA

claims not paying enough for senior citizens

cost of surgeries etc. don't meet near enough for what senior citizens have to pay. I have heard that other insurance companies pay higher however I do not know what they pay monthly for the insurance.
5

out of 5

POSTED: | BY: Jeanette

Everything Great!

Have 3 Maltese and could not do it with VPI !
5

out of 5

POSTED: | BY: Alessandra

Expedient, user-friendly, worthwhile investment.

Very easy to file a claim, quick turnaround on receiving funds. Really like the electronic transfer of funds.
5

out of 5

POSTED: | BY: Lauren

Best investment I've made for my dog!

After losing our 13 year old family pet and incurring many vet bills, when we were ready to adopt a new member to our family, I was curious to see if pet insurance would be worth the money. I opted for the Well Pet plan which is the most expensive but literally covers just about everything. We always meet the annual deductible and so by the end of the year, we have saved hundreds of dollars. I highly recommend Nationwide's Well Pet plan for anyone with a new puppy. Submitting claims is easy and turn-around time is very efficient. Give Nationwide a try. You won't be sorry.
5

out of 5

POSTED: | BY: Kelly

Awesome service and value!

this is my first year as a policy holder and I have been beyond pleased. Every time I have spoken with a customer service rep, they have been nice and helpful. The claims process is really easy. I pushed back on one declination and while I didn't change your mind, you were quick to respond and explained your position. I love the direct deposit! I've been so happy with your product and service, I've been bragging to everyone and some of my friends who were non-buyers have now purchased insurance through you! Keep up the great work!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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