Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marc

Beneficent

I have always been skeptical with pet insurance due to coverage. I know I eventually had to get it for Nike as he is getting older. I am glad I did because just recently we’ve been having to take Nike to the vet because of skin issues. He also just had a procedure done. As all pet owners know, veterinary expenses are not cheap but as a pet owner, you want the best treatment for your dog. I know for me, I wanted to get Nike the best care. With the expenses piling up, I am relieved that Nationwide covered 90% of the cost after my $250 deductible. Knowing they have been on my side through this process has been a great relief, for me and my pockets. I am very happy with the coverage and handling the claims through the app. Easy as one-two-three and receive the response in just less than a week. This insurance have been very beneficial for me and Nike. I have never been happier to have an insurance company who wants what’s best for your pets.
5

out of 5

POSTED: | BY: Kelly

Great service

Great service and easy to use.
5

out of 5

POSTED: | BY: Wayne

i wish my insurance was as easy as this.

Maizey is much better.
4

out of 5

POSTED: | BY: Scot

Captain Ahab's last stand

as expected there was no activity on my 2 year account until the end, Captain got suddenly sick in October and even though we tried to fix him, he declined quickly and had to be euthanized in November. Submitting my claims was easy, I haven't had any customer service issues to even comment on. I have not yet been paid, but the process takes a few weeks, it isn't December as of this review.
5

out of 5

POSTED: | BY: Hanna

Peace of minds worth every penny

This policy has offered such a peace of mind when handling wellness and sick visits. The reimbursement process is quick and easy, and so far we haven’t run into any issues. We think so highly of it, we actually just got our cat her own policy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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