Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jim

Fast turnaround of claims

Ease of submitting a claim for Gracie, and the speed of processing a claim, including the ability to quickly and easily get reimbursed are much appreciated nd why you folks have earned 10 paws cross the board for customer service.
5

out of 5

POSTED: | BY: Amy

Very easy submitting claims

Nationwide pet insurance has saved us a lot with a very reasonable monthly payment and deductible.
4

out of 5

POSTED: | BY: phyllis

Payments

Thank you for paying so quickly.
5

out of 5

POSTED: | BY: Larry

Best Insurance Company for your Vet Needs

Great Company. Has my dog's back from nose to tail. Easy to apply for reimbursement. If you have a pet you need insurance, just like people. Nationwide's Insurance is very affordable and really covers a lot for the cost. I have Nationwide on both of my cockers and wouldn't be without it.
5

out of 5

POSTED: | BY: Tina

Happy to have good pet insurance

So glad that we have pet insurance when we need it. Mia is not often sick, but after relocating to Northwest Florida from South Florida we encountered a sick doggie. We were quickly able to locate our new vet who was awesome. He prescribed medications and Mia was on the mend rather quickly. So good to have a happy girl again. We filed a claim for yearly visit before we moved on 11/30 and it was paid out by 12/3. We filed this last claim on 12/9 and it is in process of being paid out. Claims are easy to file. I do it myself now rather than bother my vets staff. If Nationwide has a question they email and I am able to fix the issue and the claim goes on. We now have our 2nd pup on the plan through my work insurance. How cool is that? So far no problems with our pup so we have not had to file for her, but when we do, we know Nationwide will respond quickly. The only thing we do not like is that the premium has gone up every year. Mia is worth it but it if gets much higher we may have to find a different insurance for her. They say age of dog does not matter nor do the amount of claims but it has gone up significantly from what started at 80/mo to now 143.00. Nationwide you need to get a handle on that piece or you will lose customers.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review