5
out of 5
POSTED: | BY: Michael Demelo
Appreciated the quick response.
Appreciated the quick response.
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4.7
out of 5
Number of reviews 11,563
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
5
out of 5
POSTED: | BY: Wanda Hughes
Fast easy to file a claim
Fast easy to file a claim. Got every penny of my claim. Loved how easy it was.
Make me egar to take my baby to the vet. Never had pet insurance before I would recomend everyone to get insurance on there pet , you want mind taking the pets for there check ups. Thanks again for a fast great easy claim service process. Wanda hughes ,Heidi thanks you as well.
2
out of 5
POSTED: | BY: David Beard
MetLife has gone crazy finding ANY…
MetLife has gone crazy finding ANY excuse to withhold coverage due to "pre existing condition". In the case of my dog Sunshine's allergies, coverage was denied because in the past we tried to see if Sunshine's paw licking was due to allergies. We tried treatment, it did nothing, which RULED OUT allergies. MetLife examiners used this as an excuse to claim "pre existing condition" and refuse coverage.
MetLife's insurance is coming dangerously close to being useless, and just a constant battle for coverage.
MetLife also claims they cover prescription dog foods; which is likely true, but only if your dog has been found to need said prescription food ONLY if the special food needs are discovered AFTER the start of the insurance coverage, AND the two week "waiting period".
There is FAR more emphasis in denying coverage than providing it.
5
out of 5
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!