MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: customer

Easy to submit forms and quick response.

Easy to submit forms and quick response.
2

out of 5

POSTED: | BY: customer

Frustrated and Disappointed in refund experience.

This is the first time that I’ve had a negative experience. I’ve been using MetLife Pet for about six years now and have not ever had an issue with my reimbursement. I was told by three separate associates when I called that Zelle was experiencing issues with the Citibank side of things. While, I understand that this is outside of your immediate control as this is your third-party partner, communication to your customers especially your long-standing ones that this could be an issue could’ve allowed me to proactively updated my payment method to avoid this and my late reimbursement. Additionally, while I had updated information on one side of your company. It did not communicate with the third party side, and I wasn’t told until later that my addresses on file were incorrect. Your customer service agents on the phone have been friendly and warm, but unfortunately have not been able to give me any direct answers. They’ve tried to help support me and getting my refund in a timely manner and to the correct address but still cannot guarantee to me or answer to me where to expect to receive my refund. I emailed a couple of days ago and have received no response which also seems to be out of character for you all, but I’m really disappointed with how this interaction is going so far, and I’m frustrated that I have not received an answer. Not receiving this reimbursement or at least an actual answer in a timely manner, as I normally do, has created a negative impact and disruption on my day-to-day life. I hope that we can get this rectified ASAP and that you learned from this experience and better communicate with your customers so they can prevent these frustrating situations from happening in the future. I’m hoping that this is the one off thing and understand that mistakes do happen. I have for a long time recommended MetLife Pet to every friend and family member and client that I work with when they inquire about what pet insurance I use. However, if this trend continues, I may need to begin looking into other companies to use and recommend.
4

out of 5

POSTED: | BY: ChristinaH

Pretty solid experience

The chat function was very helpful. Was a bit of a pain needing to provide more docs but once I did the refund was very quick. By the next day if not the same afternoon.
5

out of 5

POSTED: | BY: Anthony G Tony Newman Newman

Outstanding response on my recent claim.

Outstanding response on my recent claim.
5

out of 5

POSTED: | BY: Cody Waits

The site was easy to use and reasonably…

The site was easy to use and reasonably priced.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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