MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Irene

Fast and accurate process

My first claim was processed accurately and in a timely manner. I’m very satisfied with my pet insurance.
5

out of 5

POSTED: | BY: customer

Simple and easy to use

Simple and easy to use
2

out of 5

POSTED: | BY: ATS

reimbursement of heart worm meds

trying to get reimbursed for sempirica trio. a shipment i get every 6 months. you can (and likely do) track that. I submitted my invoice to get reimbursed, but the invoice did not show the item had yet shipped (it did later that day, but their system generated the invoice first). so you wouldn't pay it until i found proof of shipment. for regular cycles of drugs that are easily forecastable (and equally easy to see if there was a fraud - too frequent a request for heart worm meds), you shouldn't need that level of proof and cause me a 2nd time getting into the the system.
5

out of 5

POSTED: | BY: customer

Fast and accurate results

Easy access to customer service staff and courteous responses. Quick resolution to claims.
5

out of 5

POSTED: | BY: customer

Great with claim experience and refund…

Great with claim experience and refund process

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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