5
out of 5
POSTED: | BY: Sabra Cello
Easy to work with
Easy to work with
explanations are clear
Payments on time
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,561
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Laura sulko
My babies
very well done company very nice people to talk to
5
out of 5
POSTED: | BY: Melissa Houle
Easy to use
easy to use the MetLife app to submit a claim and upload all of the pertinent documents. You typically get a decision in a very reasonable amount of time after their review.
5
out of 5
POSTED: | BY: STACEY ORNE
The last two claims were paid very…
The last two claims were paid very quickly.
1
out of 5
POSTED: | BY: Gail Faro
Atrocious Claim Processing
Even though Met Life has all of my dog's medical records since 2018, they routinely take 4 -5 weeks to process claims, even on simple ones for routine medication. Avoid them at all costs! Unfortunately, I am stuck with them because my dog was recently diagnosed with a heart murmur and subsequent heart disease. So, it would be impossible to switch to another company as this would now be a preexisting condition.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!