MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,563

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Natalie S.

Love MetLife Pet Insurance

We’ve been MetLife customers for years, and thankfully never needed to file a claim—until late 2024. In October, our dog experienced her first seizure, and unfortunately, she has continued to have them since. We’ve had to make multiple vet visits, which would have cost us thousands of dollars. Thanks to MetLife, we’ve been able to give our dog the best possible care without the stress of large vet bills. They even cover her CBD medication, which has been a key part of her treatment plan. The claims process has been so easy, and payments are deposited directly into our bank account, which is incredibly convenient. If I had one piece of constructive feedback, it would be that sometimes it takes a bit longer than expected to receive a claim decision, and the appeal process could be more clearly defined.
5

out of 5

POSTED: | BY: ATWSTAR

Definitely is true to the promises made…

Definitely is true to the promises made in the insurance. Timely payments and extremely easy to use ap on phone!
5

out of 5

POSTED: | BY: Michele

Extremely Happy with MetLife Pet…

Extremely Happy with MetLife Pet Insurance. The website is very user friendly. Just upload the medical receipts. Reimbursements are very quick. Would definitely recommend to all pet parents.
5

out of 5

POSTED: | BY: DIANE BIDDLE

Always helpful from phone calls to pet…

Always helpful from phone calls to pet advice and pays my claims quickly. I have always had the best customer service and have referred many friends to MetLife
5

out of 5

POSTED: | BY: Michele Wong

Great experience with MetLife Pet…

Great experience with MetLife Pet Insurance. Claims were easy to submit and representatives were very willing to help. I appreciate the service, but at this time I cannot afford the insurance rate. If the lower rate options were offered ahead of the renewal date, I might have been able to count that into my finances, but unfortunately I cannot put it into my finances now. I hope to be able to reissue my pet insurance if I come up with more funds in the future.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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