5
out of 5
POSTED: | BY: Justin Guevara
Easy process
Compared to other pet insurance, metlife has really come through with pricing!
Read more on Trustpilot
4.7
out of 5
Number of reviews 11,567
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Michelle P.
I had a very positive experience with…
I had a very positive experience with MetLife Pet Insurance.
My dog's TPLO surgery claim was initially denied, but after I submitted an appeal with the complete veterinary records and supporting documentation, the claim was carefully reviewed and approved. MetLife reimbursed $3,797.82 for the covered surgery expenses.
I appreciate that the appeal process was fair and based on the medical evidence. Throughout my experience, claims were processed efficiently, reimbursements were timely, and communication was clear.
No insurance company is perfect, but I value fairness, attention to detail, and a willingness to thoroughly review the facts. That gave me confidence that my pet's claim received the consideration it deserved.
I would recommend MetLife Pet Insurance based on my experience.
5
out of 5
POSTED: | BY: oscar gonzalez
The process is to submit a claim has…
The process is to submit a claim has always been easy and understandable to do. Payment is also quick. Often times less then a week!
I've been very happy with the whole process.
5
out of 5
POSTED: | BY: Kimberly Tredway
Easy to get through the process
Easy to get through the process
5
out of 5
POSTED: | BY: Robert JACOB
Signing up has been an easy process
Signing up has been an easy process
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!