MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 11,561

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: customer

Need to do a better job looking at the…

Need to do a better job looking at the claims. Denied a claim when my dog didn’t have any pre-existing condition.
5

out of 5

POSTED: | BY: customer

I like the quick turnaround between…

I like the quick turnaround between sending the claim & ends with receiving a reimbursement! Thank you so much! Deborah
1

out of 5

POSTED: | BY: customer

Said my claim was preexisting even…

Said my claim was preexisting even though it was diagnosed about 4 weeks before we had the surgery. I had coverage for over 6 months. I called and they reopened and and approved it. However, they still didn't approve everything and the invoice amount dropped from the original. Felt like they purposely denied it to see if I would even call and now they still paid less making me have to call again.
3

out of 5

POSTED: | BY: customer

Expensive

Grateful for the quick turnaround time for refunds. Although, I thought we would’ve received a greater amount of refund given the amount we pay monthly. For example—We pay $120/month for our Bernese Mountain dog. For every $250 vet bill we only receive about $100 back. It’s almost not worth the coverage. We like to have pet insurance for the peace of mind.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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