5
out of 5
POSTED: | BY: Leslie
Thank you
Thank you for your recent claims review for Ellie! She has been having ear infections and I appreciate the ease of the claim and quick turn around time
4.8
out of 5
Number of reviews 833
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
1
out of 5
POSTED: | BY: E
I'm switching to a better insurance
I took my cat into vet and had a bill for 600$ and most of it they said they would cover and then when I got my reimbursement they only gave me around 130$ with no optio. To discuss the decision of that after . I was highly disappointed
5
out of 5
POSTED: | BY: Chervyn
Peace of Mind
The system was easy to use for claims and I was reimbursed so quickly! This experience has given me so much peace of mind in case of another emergency. Thank you Lemonade!!
5
out of 5
POSTED: | BY: Elizabeth
Help with Ease
I’m so impressed with Lemonade Insurance for my cat! He became sick over a weekend and took him to the vet on Monday. Was totally shocked by the bill when I left the vets. Immediately filed a claim and thankfully got a fair share of the outrageous bill back immediately. This insurance company far exceeded my expectations and with ease! I’m so thankful to have covered my cat through Lemonade!
5
out of 5
POSTED: | BY: Nicole
Simply Amazing!!
I cannot believe I waited so long to look into pet insurance and I am so glad I have chosen Lemonade. My claim was reviewed so fast and payouts for claims are also super fast. Everything with the policy is easy to understand and if there is something that you don't understand, Lemonade is so wonderful in helping answer questions. They are patient with your questions and make sure you are satisfied. I would recommend Lemonade for pet insurance to anyone and everyone!!!
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet