5
out of 5
POSTED: | BY: Ivonne
The best pet insurance!
The best pet insurance . The process to file a claim is easy and claims are paid quickly.
Friendly and courteous staff.
4.8
out of 5
Number of reviews 836
Lemonade is a new kind of pet insurance company that uses artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning. They aim for zero paperwork and instant everything, and are obsessed with social good, delighting customers, and pets.
5
out of 5
POSTED: | BY: Samantha
Very easy to use
Super easy to use, very friendly and easy process.
5
out of 5
POSTED: | BY: Tommy
Great to work with!!
Just simple and easy to work with!
5
out of 5
POSTED: | BY: Nate
Wow...easy peasy, nice and breezy
Lemonade was so, so easy to use. It's almost too good to be true, not. The app is incredibly intuitive, the claim was refunded in less than 2 days, customer service was so easy, and the coverage for the price at Lemonade is pretty hard to argue with. I looked at probably 5 other Pet Insurance companies and so happy I went with Lemonade.
5
out of 5
POSTED: | BY: Keana
Ate ibuprofen while on steroids
We weren’t planning to get our puppy, and then we weren’t planning on getting insurance but boyyyyy we are so glad that we did! Lemonade has saved us so much heartache for our mischievous little guy.
Monthly Cost
Policies start at $10/Month
Coverage
Accident and Illness coverage, with optional wellness package at reimbursement levels of 70%,
80%, or 90% after the deductible.
Payout Limits
Lemonade Pet Insurance benefits cap off between $5,000 and $100,000, depending on how users set up their policy.
Deductible
$100, $250 or $500 annually.
Age Limits
Pets must be at least 8 weeks old to enroll. Lemonade does not terminate coverage
for pets as they age.
Waiting Period
All Lemonade pet policies have a series of waiting periods:
-2 days for accidents
-14 days for illnesses
-6 months for cruciate ligament events
There is no waiting period for preventative coverage.
Exclusions
Exclusions follow the market standard, so they don’t cover pre-existing conditions; bilateral conditions, dental illness, microchipping; anal gland expression; spaying and neutering; something that happens because of breeding or pregnancy; prescription food; vitamins; and supplements; experimental treatments, or recurring conditions. They will be expanding some of these coverages soon.
Lemonade is a new kind of pet insurance company (they also have renters, homeowners, and term life insurance in the United States, and home policies in Germany, the Netherlands, and France). They use artificial intelligence and behavioral economics to replace brokers and bureaucracy with bots and machine learning, they aim for zero paperwork and instant everything.
They’re also a Certified B Corporation TM, and donate unused premiums to nonprofits (including several pet-centric causes) that users select when they sign up. They’re on the CNBC Disruptor list, and ranked at the top among competitors and in the app store. They’re obsessed with social good, delighting customers, and our pets.
They’re currently available in these states.
Check Lemonade pet insurance out on Instagram: instagram.com/lemonade_pet