Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Jennifer

All the Good Reviews Are True - Awesome Co!

I did a lot of research on pet insurance companies since I had heard so many of my friends were disappointed with theirs. I looked at every comparison chart and read all the fine print on coverage, etc. Healthy Paws reviews and offerings won me over - every review was positive and their coverage plan is very clear (they do not hide what they do and don't cover). Although I felt it was a little risky to go with Healthy Paws since they are a newer company - I am 100% satisfied. Their customer service is 10+ - they are very caring and take care of matters instantly! My puppy, a Cavalier King Charles - had a traumatic knee injury and had to have surgery. The customer service people at Healthy Paws gave me clearance on the surgery coverage the day I inquired - it was instant and they really seem to care and want a fast recovery. I also just got my reimbursement information - they are truly covering 90% of the entire bill ($2300). I highly recommend this company - they have my loyalty!
3

out of 5

POSTED: | BY: Ross

Difficult to Communicate With

I've had Healthy Paws insurance for only 3 months, so I wouldn't say I know them inside and out. However, so far I've found them difficult to communicate with. They go days between responding to emails. When they do respond, they don't answer the question I asked. I sent them my dog's records multiple times, they say they don't have them. I'm AMAZED that this is the top ranked company on petinsurancereview.com. At this point I don't know if I should stick it out with them, or try another company....
5

out of 5

POSTED: | BY: Matt

The best of the best

I'll be the first to admit that I checked the reviews on this site to pick a good insurance company for my Chocolate Lab. I had VPI, and I wasn't happy with their coverage, so I went with healthy paws. Unbelievable service, quick claim processing (sent in at 3PM, received claim processed email at 7PM). Their CSR are very happy and accommodating, and I will never change insurance companies, and I've already referred several friends to Healthy Paws. Rock on!
5

out of 5

POSTED: | BY: Jon

Healthy Paws rocks!

I researched several pet insurance companies before diving in, but Healthy Paws has been great since we started our policy 5 months ago. Our 9 month old puppy has needed thousands of dollars in medical treatment for various items and Healthy Paws has delivered exactly as advertised. Our claims manager even checked up on our pup after her most recent surgery to see how she was feeling. All thumbs up for Healthy Paws! Well worth the investment!
5

out of 5

POSTED: | BY: Michele

Super pleased with Healthy Paws!

When we were planning on getting a new puppy, I researched pet insurances immediately. I figured after all the possible trouble that a puppy can get in to, I wanted to have the insurance just in case.....unfortuneately we needed to file our first claim about a month ago. Our girl, Landry, was working on a bone and a piece broke off. She swallowed the piece lightening quick and I could not retrieve it. Less than 24 hrs later, she was vomiting repeatedly and very lethargic. She then went to our regular vet, x-rays, medicines, a two night stay over at the vet, bland diet, and still would retch and vomit out of the blue. By the way, the bone was never found in x-rays, even though we saw her consume it and no one saw it come out anywhere!!! She then had an endoscopy at another vet and was on medicine and prescription food for over a month. That's when we filed the first claims to Healthy Paws. They were so professional from the start. I actually spoke to an owner with my first phone call in reseaching them! They followed up with emails when any paperwork was submitted and after a few weeks, the checks were in the mail! Their customer service dept. continued to follow up with an email, expressing their well wishes and asking for a picture too! I tell everyone to get this insurance! They do what they claim and you won't be disappointed if you ever have to use it! Hopefully it won't be too frequent! P.S. No more bones for Landry! EVER! Tough lesson learned. Than

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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