Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Vinnie

Thank you, Healthy Paws !!!,

We have a 10 year old American Eskimo named Snuggy who has been in great health and extremely low maintenance ….. Till this year when he injured his leg with bills around $200. Being that I have some insurance background, I decided to look into some pet health insurance. Just to be safe. I researched several plans and compared about 8 insurance plans on various criteria regarding monthly premiums, co-insurance, type of coverage’s, exclusions, policy limits etc. Based on my research I decided to go with Healthy Paws since they offered the best value for a full service health plan especially for an older dog!.... I wished us humans could get this type of value!!!! Just about a month into the plan Snuggy managed to get in more trouble by developing an eye problem He was diagnosed with lens luxiation (similar to human cataract). I figured some ointment and a couple of days rest that he would be just fine. Also, I figured on the high side it may cost a couple of hundred dollars. To my surprise our Vet indicated that he would need eye surgery performed by a specialized eye surgeon. So I decided to visit Eye Care for Animals which is a large Ophthalmology Practice with locations all over the US. They examined my dog about ½ hour and presented me with an estimate for about $3500, ouch! I naturally wanted to get a second opinion and opted out. Well they still presented me with a bill for about $500 which I had no choice but to pay. After some calling around I finally found a goo
5

out of 5

POSTED: | BY: Cheryl

My pug loves Healthy Paws

We always get VERY quick replies from their customer service team. I sent my claim in last Monday and had a check on Friday. They always check in to see how your pet is feeling within a couple of days which I think is very nice. Very friendly, speedy service! No complaints here!
5

out of 5

POSTED: | BY: Julie

Healthy Paws exceeds expectations

I can’t say enough good things about our experience so far with Healthy Paws. Our dog Angel, who was diagnosed with carcinoma, has undergone radiation therapy and is now undergoing chemotherapy. Without Healthy Paws, we would be facing a substantial financial burden for her treatment. Everyone we’ve dealt with has been friendly, compassionate and responsive. Claims have been processed and paid quickly. We couldn’t be happier with the coverage and service we’ve received, and the peace of mind that comes with not having to worry about or make decisions based on cost is priceless. I’ve already recommended Healthy Paws to several friends and I know at least a couple have enrolled. If I could give a higher rating than 10, I would.
5

out of 5

POSTED: | BY: Cristina

So glad we picked Healthy Paws!

We decided to get pet insurance as soon as we got our puppy Hotch. We looked around, made comparisons and felt Healthy Paws was the best. 9 months after having it in place, our beloved baby got severely sick. This was 2 weeks ago. He started acting VERY different and you could see he wasn't feeling well in his eyes. His nose felt warmer than usual, and was dripping more than normal. Finally I went to hug him in the morning and he yelped. We immediately rushed him to the vet. He in fact had a fever and his white blood cell count was exceptionally low. They had to keep him to run tests and give him fluids through IV for 2 days. It was the worst experience ever because he has never been sick or had any issues. Needless to say, the vet bill was astronomical. My husband and I definitely could not afford these costs on our own. It is now not even a week since the claim was sent and I have already received confirmation that the claim was accepted and there is a check in the mail. I am completely blown away. This is better than human insurance! They were also available by phone to help me with the process, and communication was constant, prompt, and most importantly friendly. I can feel they care through the messages. From all the horror stories I have heard, and my own experience, I can honestly say that they are the BEST. Thank you so much Healthy Paws, we cannot thank you enough.
5

out of 5

POSTED: | BY: Angie

Healthy Paws, The Best!!

Our one year old lab underwent abdominal surgery due to a possible foreign body obstruction. After 2 visits, xrays and ultrasounds it was determined that she needed the surgery. Turns out she had ingested the small head of a stuffed dog toy which had become lodged in the small intestine. She did very well and was home the following night after the surgery. I nearly required CPR after seeing the costs for the visits, the surgery, tests and associated fees. Healthy Paws was amazing!! Claims were processed immediately and in less than 2 weeks I had the reimbursement checks in hand. I paid my $250.00 deductible and the office visit fee and the rest was reimbursed at 90% as per my policy. If only our health care plans could be so efficient and straight forward. The customer service staff is caring and genuine. Always inquiring about the status of our dog. I would highly recommend Healthy Paws. We used another insurance company for our other dogs in the past and there were always exclusions and hidden surprises that were not covered. Thank you to Healthy Paws for making a very sad and scary situation much less of a financial burden than we had originally thought.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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