Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 11,404

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan Official Pet Insurance of PetSmart 24/7 virtual vet care: Through Airvet — the nation’s leading veterinary telehealth app Fast claims: Most claims are processed within 2 days Coverage options with no payout limits & 90% reimbursement
5

out of 5

POSTED: | BY: Robert

Healthy Paws: Outstanding Experience!!

It had only been 2 months since we signed up with Healthy Paws and unfortunately our pet needed to be hospitalized due a severe stomach problem. The total cost was $3,300. Our claim was processed expeditiously and we received the proper reimbursement. We also received a follow-up Email inquiring as to our pets recovery. Needless to say, I would highly recommend Healthy Paws to anyone who would listen!!
5

out of 5

POSTED: | BY: Laura

Godsend

My 5 year old Shorkie rescue Spooky sustained an injury to his jaw while we were out of town which resulted in multiple fractures. The estimated cost of surgery was more than we could afford to pay. If he would have not had the surgery he would likely have had to eventually be put down due to infection. Thank God for Healthy Paws Pet Insurance! We were able to proceed with the surgery and charge it on a credit card knowing that we would receive a prompt reimbursement from Healthy Paws! Thanks to them, I still have my best friend who brings me unending joy everyday! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: M.Chambers

Healthy Paws: Excellent Service and Caring Staff

I had never had pet health insurance with my previous dog, but after I adopted my 8 wk old yorkie puppy, I decided I would look into it. After reading all of the reviews on Healthy Paws, it sounded like the best. I had no idea that at 16 wks of age, my puppy would be diagnosed with a congenital heart defect which would require surgery in order for her to have a happy and healthy life. For me there was no question that she would have surgery and the best care in order to fix her heart. Healthy Paws was the absolute best through the entire process. Not only did they process my claims very quickly, from the diagnostic echocardiogram, to the surgery itself, they always asked how Zoe was doing in her recovery. They genuinely care about her and that means a lot to me. They are the best and I know I made the right decision in choosing Healthy Paws, and would highly recommend them to anyone looking for health insurance for their pet(s).
5

out of 5

POSTED: | BY: Gail

Healthy Paws - FANTASTIC Pet Insurance!

I have been using Healthy Paws insurance since adopting my Lab puppy Reilly in Jan. 2012. Choosing Healthy Paws was one of the BEST pet- owner decisions I could have made! Being a typical crazy Lab puppy, Reilly has had quite a few mishaps...and I have been very pleased at the rate at which I've been reimbursed for the care he has received, and especially the customer service I've gotten! The staff is extremely helpful and competent, and I always receive my reimbursement immediately!! Initially, I wasn't sure if pet insurance was something that would be necessary, but I am SO happy I chose Healthy Paws to help me take care of my pup! They are the best!
2

out of 5

POSTED: | BY: CLK

Rate increase after 12 months

I'm very disappointed, I have had my two greyhounds insured with Healthy Paws for almost a year and I have never made a claim for either of them. I switched from Trupanion as they wanted to raise their rates by 33% each (again, never needed to make a claim with them). I was in contact with a Healthy Paws representative who indicated that they would typically only raise rates in the 5 - 7% range for each hound. That seemed reasonable. This week I received an email from Healthy Paws indicating that each dog would receive a rate increase of 14%. I am extremely disappointed with Healthy Paws

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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